The Major Pitfalls of Obtaining Your Own Health Insurance
I try to stay positive on this site, but my recent health care fiasco left me struggling to take deep breaths to calm down, attempting not to scream as a result of my frustration.
I recently transitioned from working full time for an employer to becoming my own boss. It’s had its ups and downs for sure. The work, at least initially, can be sporadic, so it’s difficult to determine specifically how much you’ll actually make monthly much less annually. The first year of self-employment is not as steady as the second year, I’m told. I certainly hope so.
I found that I make too much money to qualify for Medi-Cal, which is not a bad problem to have. Yet, because there is still three months remaining in the year, and having just started my freelance practice, I cannot accurately predict how much I stand to make. So, I’ve been searching for a health plan that fits my wallet, and I wanted to be reasonably conservative.
Going cheap definitely has its pitfalls. I was asked how often I go to the doctor, but the plan that was the most attractive in terms of cost only gave me the option (and hope) to visit one up to two times within one calendar year. The insurance plans that are most affordable to healthy young adults include incredibly high deductibles. In other words, you basically don’t really have insurance. Often times you are required to pay $2,000 or more out of pocket within the year before your benefit finally kicks in. Say What?! Read the rest of this entry »
The Power of Friending
There are some positions in life that cannot be replaced. One of those is the job of being an older sister. I don’t talk to all of my family, but I definitely appreciate the way one sister in particular who always has my back.
Maria is my oldest sister who I always have been able to talk to, someone who withholds judgment and, most importantly, is down to Earth. That is a big plus for me. She has never made me feel like there was any sort of sibling rivalry between us. Read the rest of this entry »
Producing Your Own Opportunity in a Creative World
Healthy competition exists in every industry. However, some fields are much more competitive than others. This is especially true for the entertainment industry and most, if not all, creative fields.
If you don’t want the stress of not knowing how or when you will break into the industry, then entertainment is certainly not for you. There are many people who choose a career in medicine, law, engineering, technology, and computer science because these are fields that, while not without stiff competition, tend to be more stable. That is a healthy goal to have, especially when you start building a family.
For those of us who have a desire to not simply work but to thrive in a particular creative field, then we have to be prepared to think outside of the box. Creativity after all is a prerequisite for us to get work in the first place, and it should also be used for how we make our career plans. Read the rest of this entry »
ALS Challenge Joke on Autistic Teen: Sign of Ailing Society?
On September 4, an Autistic boy was duped into doing the ALS ice bucket challenge. Unbeknownst to him rather than ice in the bucket, he was doused with urine, feces, spit, and cigarette butts.
The Bottom Line
This horrific and inhuman act is beyond cruel. Whoever participated ought to receive the maximum punishment. The local police and school district are investigating.
Comedian Drew Carey is offering $10,000 to catch who did this. Come on, someone must know! This is an AWFUL and CRUEL prank. No one deserves this type of treatment. How can kids these days get away with something so disgusting? They posted this on Instagram. Can’t Instagram or any of these other social networking sites help authorities locate who the account belongs to? Don’t kids realize these days the repercussions of what is posted on the Internet and that the information is not private? What happened to common sense?
There have been numerous bullying awareness programs released by various educational institutions, groups, states and the federal government over the past several years. But, this is an act way beyond bullying. It is inhuman and disgusting. This is treating someone like they are an animal or even worse.
Whoever is in charge of investigating this “prank” ought to start working over time and all “teens” regardless of whether or not they are minors ought to be prosecuted under the fullest extent of the law.
Writing With Hope 
An Inspirational View On the Ferguson Shooting & Culture
Video Posted on Updated on
Let’s find out who this guy is, it’s been going around Facebook. Very deep. Worth watching.
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This entry was posted in Culture & Tech, Random Inspiration and tagged American Culture, Commentary, Deep Thoughts, Facebook, Facebook Youtube video, Ferguson Shooting.