Health Care

Quality Health Is Much More than Physical

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I was recently interviewed on the podcast Upside Downtrodden (Scott Mullin and Sean Namanny) on the important subject of healthcare. That’s right, someone actually found me via lilpickmeup and actually asked for an interview?!?!  Now, realize I am not a self-help expert. Quite the contrary; I am just like you trying to figure my way through this thing called “life.” While many of you were blessed to be born with the “happy gene,” others like me do their best to manage their happiness and contentment, taking them one day at a time. Read the rest of this entry »

The Major Pitfalls of Obtaining Your Own Health Insurance

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I try to stay positive on this site, but my recent health care fiasco left me struggling to take deep breaths to calm down, attempting not to scream as a result of my frustration.

I recently transitioned from working full time for an employer to becoming my own boss. It’s had its ups and downs for sure. The work, at least initially, can be sporadic, so it’s difficult to determine specifically how much you’ll actually make monthly much less annually. The first year of self-employment is not as steady as the second year, I’m told. I certainly hope so.

stethoscope-on-moneyI found that I make too much money to qualify for Medi-Cal, which is not a bad problem to have. Yet, because there is still three months remaining in the year, and having just started my freelance practice, I cannot accurately predict how much I stand to make. So, I’ve been searching for a health plan that fits my wallet, and I wanted to be reasonably conservative.

Going cheap definitely has its pitfalls. I was asked how often I go to the doctor, but the plan that was the most attractive in terms of cost only gave me the option (and hope) to visit one up to two times within one calendar year. The insurance plans that are most affordable to healthy young adults include incredibly high deductibles. In other words, you basically don’t really have insurance. Often times you are required to pay $2,000 or more out of pocket within the year before your benefit finally kicks in. Say What?! Read the rest of this entry »

The U.S. Does Not Have a Monopoly on Crazy People: What We Can Learn From the 5 Happiest Countries

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The U.S. may not have a monopoly on all the crazy people in the world, but as a country we’re definitely not the happiest. According to U.S.A. Today the U.S. didn’t even come close, as researchers found that the United States ranked 17th out of 34 countries. Sounds similar to our educational test scores. Read the rest of this entry »