WordPress Meet and Greet – All Bloggers Welcome
As I said in a previous post I’m trying to network with more bloggers, so I’m reblogging this thanks to Jason AKA “Opinionated Man” @ Harsh Reality. Hoping more people will like, follow, comment and grow our network! I always follow back and have been doing my best to comment more on other blogs that I read. Read the rest of this entry »
Are You Too Hard or Too Easy on Yourself?
Do you cut yourself too much slack? It’s okay to let yourself splurge sometimes; you don’t need to be so hard on yourself, of course. But, being too lax can end up negatively affecting you down the road.
The interesting thing about consequences is that they don’t always show up immediately. If you are too easy on yourself in high school, you kick yourself when it’s time to get into a decent college. If you party too much during college, then you find yourself floating aimlessly after you graduate. That’s if you graduate. Read the rest of this entry »
The Bottom Line
Let’s try to be thankful for all that we do have and not just because of this one day a year where we fill up on enough turkey to put us to sleep. You don’t have to look too far to find something to complain about or something you don’t have. It’s easy to see what we lack and harder to count our blessings. And the blessings worth treasuring are not monetary, but the loved ones that are in our life whether they are family or close friends. There’s a lot to be grateful for and it usually begins at home.
The Major Pitfalls of Obtaining Your Own Health Insurance
I try to stay positive on this site, but my recent health care fiasco left me struggling to take deep breaths to calm down, attempting not to scream as a result of my frustration.
I recently transitioned from working full time for an employer to becoming my own boss. It’s had its ups and downs for sure. The work, at least initially, can be sporadic, so it’s difficult to determine specifically how much you’ll actually make monthly much less annually. The first year of self-employment is not as steady as the second year, I’m told. I certainly hope so.
I found that I make too much money to qualify for Medi-Cal, which is not a bad problem to have. Yet, because there is still three months remaining in the year, and having just started my freelance practice, I cannot accurately predict how much I stand to make. So, I’ve been searching for a health plan that fits my wallet, and I wanted to be reasonably conservative.
Going cheap definitely has its pitfalls. I was asked how often I go to the doctor, but the plan that was the most attractive in terms of cost only gave me the option (and hope) to visit one up to two times within one calendar year. The insurance plans that are most affordable to healthy young adults include incredibly high deductibles. In other words, you basically don’t really have insurance. Often times you are required to pay $2,000 or more out of pocket within the year before your benefit finally kicks in. Say What?! Read the rest of this entry »
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